Features of the IRDAI’s COVID cover This cover comes with a minimum sum insured of Rs 50,000, and a maximum sum insured of Rs 5 lakh. The ICU charges have been capped at Rs 10,000 per day, room charges have been capped at Rs 5,000 per day, and quarantine charges at Rs 3,000 per day. The tenure of the policy is set at one year. It will be available on a family floater basis for individuals with a minimum entry age of 18 years and a maximum of 65 years. The policy will be subject to lifelong renewability. The hospitalization cost covers room, nursing expenses, boarding expenses which is up to 2 per cent of the sum insured, capped at Rs 5,000 per day. It also includes surgeon, consultants, specialist fees, anesthetist, medical practitioner, paid directly to the treating doctor, surgeon, or hospital. Other similar expenses include operation theatre charges, surgical appliances, anesthesia, blood, oxygen, medicines and drugs, costs towards diagnostics, and diagnostic imaging modalities. Acc...